Finance Category



The best way to transfer you money around the world – Transferwise.com

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Do you work abroad and you need your money transferred back to your home country? Do you still have some bills or loans that you need to pay in your native country? Transferwise.com should be your first choice for international money transfers. I have been using this company for transferring my funds from my UK and USA accounts and the service has been marvelous. I have probably saved well over 150 EUR using Transferwise (please note that they offer very good exchange rates for USD->EUR, EUR->USD, GBP->EUR, EUR->GBP, GBP->USD, USD->GBP, probably ALWAYS beating your bank exchange rates) and the transfer … Read the rest of this entry »


Importance of credit history checking

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Checking your credit history is very important. We live in a time where people can access your personal information through a variety of techniques very easily. If you fail to keep track of who has access to your personal information, you can fall victim to identity theft. When you check your credit history you can see exactly who you owe money to and who has tried to apply for credit in your name. Checking your credit history is not a very time consuming process either. It can be done very simply online, but make sure that you are using a … Read the rest of this entry »


Personal bank loans

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Today, money has become one of the basic needs of the society. It does not make a person live the way he or she wants but also became the fundamental component in running the financial market place.

Personal bank loan do not have any definite purpose before. Borrowers are being assess based from their salary. Personal bank loan are give to any US citizen who can provide salary receipt, personal identity, and certificate of employment.

Many banks offer personal bank loans with varying interest rates and mode of payment. Personal bank loan have two types. Secured personal bank loan that … Read the rest of this entry »


Quit your day job and start your own business

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If you’ve ever dreamed of telling your boss to shove it and walking away from a job you hate, saying to yourself you will now start your own business, chances are good that you won’t succeed. This is because a spur of the moment reaction shows little evidence of planning, you’ve alienated at least one of the people who could have helped you, you’ve shown you are undependable and can’t be trusted to carry things through and you’ve done no planning.

On the other hand, if you have a plan for your future that includes investing in yourself, if you … Read the rest of this entry »


Small personal loans for quick financial emergency

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Small personal loans are a type of loan that provides an immediate assistance to a borrower’s personal financial needs. Personal needs may be in the form of credit card payment, home repair, or medical emergencies.

Small personal loans can help the borrower lift his financial burden by providing instant cash with repayment that ranges from 3 to 4 weeks. It is the best type of loan to borrowers who needs immediate financial assistance.

What is good with personal loan is that it does not require credit checks. A borrower can borrow money without any requirements except filling up a simple … Read the rest of this entry »


Building wealth and saving money

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It has been said that building wealth is not about the amount of money you earn but the amount of money you save. You may earn thousands of dollars monthly and spend the same amount easily on unessential things or luxuries or earn a couple hundreds and save a few hundreds monthly.

Building wealth is about saving enough money to have enough for emergencies, for your nest egg and also enough money to make investments that will let you earn even more money. When you have saved enough money to allow you to live in comfort in your senior years … Read the rest of this entry »


Small business loans for women

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Based on the report made by the small business administration, many businesses that are owned by women continue to rise today. These businesses employ millions of the American population, thus contributing millions of dollars in our economy.

However, the same institution reports that many women entrepreneurs still face great challenges in getting an approved small business loan application. In order to overcome this disadvantage, small business loans for women were provided by banks and other lenders.

The small business administration offers different financial programs and services to cater exclusively to women entrepreneurs in order to assist in opening up more … Read the rest of this entry »


Government loan for small business

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Having a limited capital is very difficult to make your small business grow and expand to meet the present demands in the market place. One of the biggest challenges in owning a small business is raising the fund for your capital and for your expansion.

Some small businessmen owners losses hope in these challenges especially if they have not yet drown any investors to their small business. Do not be discouraged if you are one of them because there may be a chance that you qualify for the grants that the U.S. federal government offers for small business owner. Yes, … Read the rest of this entry »


Business start-up loan

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Almost all of us have the same dream – owning a home, seeing our children head off to college. This common dream is the one we all want to achieve if not today but hopefully in the future. And owning a small business is one way to make our dream come into a reality.

According to financial statistics millions of our population achieve of owning a small business every year. However, more than this number cannot achieve the same goal because they do not have the capital to start their own business. Most of them do not have a credit … Read the rest of this entry »


Managing personal finance

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Are you having sleepless nights worrying about your financial situation? Do you shudder when the bills arrive in your mailbox? At first, you may think of ways to cut down on your expenses or increase your earnings. However, soon, you realize you are getting deeper and deeper into the red well of financial debt. If you use your credit cards a lot, it is a heavy burden to pay high interest rates on your purchases. What can you do? Read on.

This is a very simple and effective practice but not many people do it. Why? The reasons are various … Read the rest of this entry »